Lending

Solutions for credit and risk management.

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Platform for the entire credit lifecycle

Cedacri’s Lending solutions cover all stages of the credit lifecycle — from preliminary assessment and creditworthiness evaluation to the management of performing and non-performing portfolios.
The systems allow banks to apply diversified rating models by customer type, segment, and risk level, ensuring efficient and compliant management in line with regulatory requirements (AIRB, IFRS9, etc.).

With tools such as Credit Quality Management and Early Warning, banks can monitor portfolio performance, promptly detect anomalies, and manage risk mitigation actions effectively.
The Credit Analysis and Non-Performing Loans platforms help optimize recovery processes and maximize efficiency in portfolio management.

Cedacri provides modular and scalable solutions designed to strengthen credit control and streamline processes, ensuring transparency and operational speed.

Platform for the entire credit lifecycle

Credit Quality Management

Offers a powerful credit quality profiling engine that processes the bank client portfolio daily.

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Credit Rating System

Manages in a single application engine a multiplicity of differentiated evaluation models both at level of each bank and by risk segment.

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AIRB - Advanced Internal Rating Based

Advanced rating-based model allowing banks to improve the efficiency of their business processes for quantification and managing credit risk.

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Early Warning

Intercepts the first irregularities of customers and helps activate risk mitigation.

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Non-Performing Loans Management

Supports banks in the management of non-performing loans through solutions that automate management processes and allows to obtain maximum efficiency in credit recovery.

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Origination

Helps banks differentiate the process of analyzing loans based on the risk/return profile of each request and the credit policies adopted.

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MAPS 3.0 - Model for Analysis, Forecasting, and Simulation

Analyzes income prospects and financial dynamics of companies through the evaluation of their financial statements.

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Discover how to optimize your digital customer experience

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