Cedacri has deeply renewed its platform for Loan management, in order to provide effective support to Banks for careful allocation of assets and optimization of loan profitability. Thanks to the investments made, today Cedacri can provide a full and integrated suite of applications for the management of loan quality, which allows to steer the activities of all organizational units involved in the management cycle: from the application of rating models up to loan disbursement, and to monitoring of the quality of the existing loan portfolio and management of non-performing positions. The different applications making up the suite are made available both as components of Cedacri full outsourcing service and as vertical applications for the Banks that do not outsource full management of their information systems to Cedacri.

The platform has been designed based on Business Process Management logics that allow each Bank to customize it so that it perfectly fits the Bank's business models and internal processes. By real-time exploitation of the predictive component included in the collected information, strategies for proposing and granting the loans can be implemented which can detect in advance the evolution of the market's and Customers' requirements and risk profile.